How common it is
信用卡 appears often in everyday Chinese, so it is worth practicing early and reviewing often.
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Pronunciation focus
Say xìnyòngkǎ slowly first, then repeat it in a short phrase. Listen for the tone shape.
Usage note
信用卡是用来在商店购物或在线支付时借钱的工具。
xìnyòngkǎ shì yòng lái zài shāngdiàn gòuwù huò zài wǎnglián fúzhí shí jiànrén de gōngj구,
A credit card is a tool to borrow money when shopping in stores or making online payments.
Context note
信用卡通常在商店、餐厅或在线购物时使用。
xìnyòngkǎ tōngcān zài shāngdiàn, cāndiàn huò zài wǎnglián gòuwù shí sòngyòng。
Credit cards are usually used in stores, restaurants, or online shopping.
5 examples
妈妈用信用卡付账。
mā ma yòng xìn yòng kǎ fù zhàng。
Mom paid the bill with a credit card.
我在线上购物时使用了信用卡。
wǒ zài xiàn shàng gòu wù shí shǐ yòng le xìn yòng kǎ。
I used a credit card when shopping online.
他用信用卡预定了酒店房间。
tā yòng xìn yòng kǎ yù dìng le jiǔ diàn fáng jiān。
He booked a hotel room with a credit card.
我们需要一张信用卡来预订机票。
wǒ men xū yào yì zhāng xìn yòng kǎ lái yù dìng jī piào。
We need a credit card to book airplane tickets.
他忘记还清了信用卡账单。
tā wàng jì huán qīng le xìn yòng kǎ zhàng dān。
He forgot to pay off his credit card bill.
5 mini stories
爸爸用信用卡付了酒店的费用。妈妈很高兴。
bà ba yòng xìn yòng kǎ fù le jiǔ diàn de fèi yòng。 mā ma hěn gāo xìng。
Dad paid the hotel fees with a credit card. Mom was happy.
小明在超市买了一些零食，他用信用卡支付。
xiǎo míng zài chāo shì mǎi le yì xiē líng shí， tā yòng xìn yòng kǎ zhī fù。
Xiaoming bought some snacks in the supermarket and paid with a credit card.
妈妈教我如何使用信用卡购物。
mā ma jiào wǒ rú hé shǐ yòng xìn yòng kǎ gòu wù。
Mom taught me how to use a credit card for shopping.
姐姐用信用卡预订了生日派对的场地。
jiě jie yòng xìn yòng kǎ yù dìng le shēng rì pài duì de chǎng dì。
Sister booked the venue for the birthday party with a credit card.
他忘记还清了信用卡账单，所以被罚款了。
tā wàng jì huán qīng le xìn yòng kǎ zhàng dān， suǒ yǐ bèi fá kuǎn le。
He forgot to pay off his credit card bill and was fined as a result.